When Should You Consider Getting a Business Loan?

Here’s a reality in the make money online niche, and the sooner you accept it, the faster you’ll be on your way to the Dot Com lifestyle:

You must have a high-ticket product and/or service in your e-commerce portfolio.

Of course, that means you need to make an investment in your business above and beyond your infrastructure and your time.


This leads to a second significant reality:

Borrowing money to start a business is not wise.

That includes borrowing from yourself.

A disturbing trend in recent times among older millennials is to take loans against their homes to finance short-term — or what they believe will be short-term — expenses.

In essence, borrowing only makes sense when there’s a clear path to improving your financial status, with the exception of handling a bonafide emergency.

Thus, you don’t borrow to get started. You borrow to build on what you’ve already generated.


Quality high-ticket programs have a system that enables you to start with a small cash infusion and — if you’re willing to make the effort and follow directions — generate the revenues required to scale up your business.


PayPal also offers expanded credit to entrepreneurs who show they’re steadily succeeding in their chosen endeavor.

Thus, there are rational and realistic avenues to acquire, benefit from, and promote high-ticket products and/or services.


In the process, if you’ve followed our three-stage mantra, you’ll have replaced working hard with working smart. You’ll have regained time and begun to earn what your efforts are truly worth.

It’s there to be done. But only if you take action.


Kjell Sherman, Manager – The Norra Ljusen Trust

Norra Ljusen — pronounced norra YOU-sun — is Swedish for Northern Lights.  My name, Kjell, is pronounced shell to English speakers.

You can view a short video about how I entered the exciting world of online entrepreneurship on the home page of our Better Life Focus site. It’s dedicated to motivated marketers and provides trending Dot Com news, information, and entertainment for motivated entrepreneurs who commit to take action in their quest to reclaim their time by becoming and remaining financially independent via e-commerce.

If you’re committed to online success, we’d like to welcome you to the Dot Com lifestyle!

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